How long does it take for an ACH payment to reach 4OVER4's bank account?

ACH bank transfers are not instant. They typically take 4 to 5 business days to reach 4OVER4's bank account, counted from the day you initiate the transfer, not the day it is received.

• Exact timing varies by your bank and their processing cutoffs.
• Weekends and bank holidays fall outside business days and can add a day or two.
• Production generally begins once the payment clears, so build the transfer window into any tight deadline.
• If you need to start sooner, ask support about a faster payment method such as a credit card.

If you need to confirm that a specific ACH payment was received, contact the support team with the transfer details.